There are other options available to you other than bankruptcy. Filing Chapter 13 bankruptcy may be a temporary fix for your financial woes, but it’s rarely a long-term solution. Chapter 13 allows you to reorganize all of your debt, however you are still responsible for your mortgage and other payments in addition to the newly reorganized debt.
While doing this may give you a few months of easy breathing, it will all go away once the bankruptcy hits your credit. Most negative marks on your credit fail in comparison to a bankruptcy. It’s always best to avoid this if possible. If you have a mortgage and are considering bankruptcy as an option, give us a call and see how we can help you.
Often times an outside perspective goes a long way, since situations always seem harder first-hand. Let us help you get out of your troublesome real estate issue and relieve some of your financial stress.
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